About us
TM & PARTNERS SCF is an independent financial advisory firm that supports institutions, families, and businesses in interpreting and managing wealth-related decisions. The organization originated from professional paths in independent advisory and has progressively structured itself around shared expertise, responsibilities, and processes.
Method and accountability take precedence over tools.
The professional paths taken by Fabrizio Tito and Luca Morena predate the current SCF; they converged in 2011 into the partnership that evolved into the present-day TM & PARTNERS SCF. TM & PARTNERS SCF S.r.l. was established in 2018; since 2019, the company has been registered in the Financial Advisory Firms section of the Single Register of Financial Advisors and is subject to OCF supervision.
The firm’s growth has not altered its founding principle: the starting point remains the client’s overall situation, not the product. Decisions are analyzed by considering objectives, constraints, assets, risk, costs, and the parties involved, using an approach designed to make the process understandable and verifiable.
Today, TM & PARTNERS SCF integrates financial advisory services, analysis, risk management, and specialized expertise. The organization’s value lies in coordinating these professional skills within a unified method, while maintaining clear accountability and continuity in the relationship.
Diverse skill sets coordinated by a shared method.
The firm complements its financial expertise with risk management capabilities and specialized professionals in the insurance and real estate sectors. A multidisciplinary approach does not mean overlapping different roles, but rather integrating the necessary contributions into a coherent assessment of the situation.
When assets or circumstances require external parties—such as banks, insurance companies, accountants, auditors, legal counsel, or other professionals—TM & PARTNERS SCF can act as a coordinator, without supplanting the specific responsibilities of each party involved.
Independent Financial Advisory
Independent financial advice helps you make informed decisions about your assets through personalized recommendations tailored to your financial situation, your goals, and the level of risk you are willing and able to bear.
The advisor is remunerated exclusively by the client via a transparent, agreed-upon fee and receives no commissions from banks, insurance companies, or financial product providers. This model allows solutions to be evaluated in the client's best interest, free from sales-related incentives.
At TM & PARTNERS SCF, we analyze your assets and investments, evaluate costs and risks, and support you in making choices that align with your life plans. Retain control over your assets and the freedom to make decisions: your funds remain with the intermediaries of your choice, and transactions are executed based on your instructions.
Advisory services driven by decision-making.
The initial meeting serves to identify the decision-makers, the objectives requiring funding, and the constraints that must be observed. For an entrepreneur, for instance, personal liquidity and company assets may be linked yet serve different purposes; for a foundation, immediate liquidity needs must coexist with long-term commitments and goals.
Based on this assessment, the necessary analyses and required expertise are determined. The client receives an overview of the available options and the criteria used to evaluate them, enabling informed decision-making and the ability to revisit choices should conditions change.
TM & PARTNERS SCF in figures.
Clients, assets under advisory, and organizational milestones.
- > 100
- Clients
- > €100 million
- Assets under advisory
Assets under advisory - 20 years
- Since the start of the independent advisory journey
2006–2026 - 2018
- Incorporation of the current SCF
- 2019
- Registration of the firm with the OCF
- 3 areas
- Families and private wealth, businesses, entities, and institutions
The professional journey predates the firm's incorporation. Reference date: October 2026. Read our story →